#1 Trusted USD Prepaid Credit Card Platform

Issue virtual cards instantly with Cardyfie

Virtual CardVirtual CardVirtual Card

Perfect for developers, startups, and businesses looking for secure and flexible virtual payments with our white-label API under your own brand.

Virtual Card Issuance

Every virtual card is protected with bank-grade encryption and tokenization. Your real card or bank details are never exposed during transactions.

Developer-Friendly API

Easily integrate with our powerful API designed for developers, enabling seamless virtual card issuance and management within your apps.

Dashboard & User Management

Create, freeze, unfreeze, or delete cards anytime. Cardyfie puts you in charge—no more calling banks or waiting on support.

White-label Branding

Launch with your own branding. Customize the look and feel of the platform and cards to match your company identity.

Secure Payments & Fraud Detection

Shop globally with confidence. Cardyfie monitors transactions in real time to prevent fraud and supports multiple currencies worldwide.

Top-Up & Withdrawal Options

Easily fund your virtual wallet or withdraw to your bank account with multiple supported payment options.

How It Works

Step-by-step overview

Make online payments safer, faster, and more flexible — in just 4 simple steps.

Sign Up Instantly

Create your Cardyfie account in minutes using your email or phone number. Verify your identity for security and compliance.

Fund Wallet

Use your virtual card anywhere Visa or Mastercard is accepted online. Get real-time transaction alerts, manage your cards, and stay in full control.

Create Your Virtual Card

Generate a virtual card instantly from your dashboard. Choose spending limits, set usage type (one-time or recurring), and name your card.

Use Anywhere

Manage on the Go — Use the Cardyfie app to freeze cards, adjust limits, or view transactions, anytime, anywhere.

Use Case

Perfect For Every Kind of Payment

Whether you're shopping online or managing business expenses, Cardyfie adapts to your lifestyle.

2.5k+

Freelancers & Developers
PCI DSS Compliance

Use a unique card for each purchase to protect your real card details and avoid fraud.

85%

Startup Finance Teams
Transaction Monitoring

No more surprise charges! Create dedicated cards for Netflix, Spotify, SaaS tools, and cancel them anytime with a click.

$1.2M

Online Businesses
3D Secure

Shop globally without worrying about currency conversions or blocked payments. Cardyfie works wherever Visa/Mastercard is accepted.

500+

Global Payments & Subscriptions
Data Protection Policies

Issue virtual cards to team members for travel, SaaS, and operational costs. Track and limit spending in real time.

Frequently Asked Questions

Have Questions? We Have Answers!

Find answers to the most common questions about our services.

Testimonials

What Our Users Say

See what our users have to say about Cardyfie.

The virtual cards work everywhere I need — ads, subscriptions, even SaaS tools. Absolute game changer.

Grace O
Grace O

UI/UX Designer

Managing our team’s spending with Cardyfie is seamless. The business plan gives us real control.

Chidi M
Chidi M

Product Manager

I’ve used a lot of payment tools, but Cardyfie offers the best exchange rate and reliability.

Emmanuel
Emmanuel

Digital Marketer

Cardyfie is the only card service that worked perfectly with my AI subscriptions and remote tools.

Sarah K
Sarah K

Remote Developer

Their support team helped me resolve an issue within hours. Super impressed!

Liam R
Liam R

Startup Founder

I use Cardyfie Platinum card with Apple Pay every day. It just works. No hidden charges.

Daniel T
Daniel T

Content Creator

With unlimited cards and spending limits per team, we’ve cut down on fraud and overspending.

Rachel M
Rachel M

Finance Director

Cardyfie saved me from multiple declined transactions on other platforms. Solid platform!

Tobi E
Tobi E

Freelancer

Not sure which plan fits your needs?

Let our experts help you choose the right plan for your goals.

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